Automated KYC & KYB Portal
Enterprise-grade KYC & KYB web portal integrating automated customer and business verification processes, featuring robust security and streamlined compliance operations.
The Challenge
Vision Bank's compliance team was handling customer and business onboarding almost entirely manually — analysts reviewed scanned documents by hand, cross-referenced company registrations through external portals, and manually flagged suspicious patterns. With Middle Eastern regulators tightening AML and KYB requirements, the process needed to be automated, auditable, and capable of handling hundreds of cases per day without adding headcount. Building on a banking-grade security baseline while keeping the interface fast enough for daily analyst use was the core engineering challenge.
Our Solution
We built a web portal that integrates automated document verification, liveness checks, sanctions screening, and business registry lookups into a single case management interface. For KYC, applicants submit identity documents through a guided onboarding flow; the portal extracts data via OCR, cross-checks against government databases via API, and runs liveness verification. KYB cases pull business registration data from GCC registry APIs and flag beneficial ownership structures for analyst review. Every decision — automated or human — is logged with a full audit trail that satisfies CBUAE reporting requirements.
Our Approach
Compliance Requirements Mapping
Worked with the bank's compliance and legal teams to map every step of the current manual KYC and KYB processes against CBUAE and FATF requirements. Produced a document that defined which steps could be automated, which required dual analyst sign-off, and what the complete audit trail had to contain for each case type.
Document Verification Pipeline
Integrated AWS Textract for OCR-based document data extraction and built a normalization layer that handles Emirates IDs, passports, and trade licenses consistently. Liveness and face-match verification was implemented via a third-party biometrics API with fallback to manual review for failed confidence scores.
Case Management Interface
Built an analyst-facing case management dashboard showing pending verifications, risk flags, extracted document data, and the full audit log. Analysts can accept, reject, or escalate with mandatory notes. Role-based access separates junior reviewers from senior approvers, enforcing the four-eyes principle on high-risk cases.
Security Architecture & Audit Logging
Implemented encryption at rest and in transit, VPC isolation, and per-session MFA for all analyst accounts. Every data access, decision, and status change is written to an immutable audit log signed with timestamps. Built an export module to generate regulator-ready case reports in the required format.
"Our compliance team went from drowning in paperwork to running a proper case management operation. The regulator's auditors specifically commented on the quality of our audit trail."
Let's Build Together
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